ANALISIS PENGARUH PERSONAL FINANCIAL LITERACY TERHADAP TINGKAT KESEJAHTERAAN MASYARAKAT

Abstract

This study aims to identify and analyze the influence of Personal Financial Literacy to the level of social welfare as well as to analyze the differences Personal Financial Literacy in society educated working-age equivalent of scholars and non-scholars in the province of South Sumatra. The sampling technique uses accidental sampling with a sample of 1,000 respondents. The data used primary and secondary data, data collection through questionnaires, interviews and documentation. Data analysis methods used are qualitative and quantitative analysis. The results showed that there is significant influence between Personal Financial Literacy with financial knowledge variables, savings, investment and insurance against social welfare either partially or simultaneously. The results also showed a significant difference in the level of knowledge of savings, investment, insurance and social welfare among people of working age are educated scholars and non-scholars similar in the province of South Sumatra.